You can just content the latest grievance you taken to the lending company
You don’t need to calculate some thing otherwise inquire about a specific amount. If you don’t yet , possess a summary of your own money, say you may have requested one to however the financial has not yet sent they.
Just what should you decide tell FOS?
- State if you had a poor credit record, particularly when they had even worse as you persisted borrowing from the bank regarding this new home bank.
- State for those who paid off specific loans very early because you refinanced the loan. Right here you have paid alot more during the focus than just for many who got just come given an additional financing. If it was not explained to your by the representative (and that i wager it was not!) you then paid a whole lot more interest than simply you will have.
- And additionally give the Ombudsman whether or not it is always their agent recommending you borrow a great deal more, possibly as it are providing near to Xmas, or in August after you need more cash for new college uniforms, otherwise because you had paid down plenty of an earlier mortgage. A lender in the home should just promote financing in the event the you’d asked her or him written down for it. Therefore if that it happened to you, discuss they on the ailment towards the Ombudsman.
Publish your lender comments and credit file
Publish their lender statements together with your criticism. For people who haven’t got them all, publish of those you do have and put from the inquiring your lender for the other people, after that publish those people. You are likely to victory a problem for individuals who upload him or her, particularly if you simply had a number of loans. Continue Reading